Wednesday Reads

Wednesday Reads: Letter to your future self

A round up of interesting or cool stuff I’ve read.

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Letter to your future self

Indeedably laid down another writing challenge over at Sovereign Quest:

What would you tell your future self, if you could go forward in time?

A much harder question than the previous two, but interesting to ponder.

In theory, future me should know everything present me does, as well as a whole lot more due to everything that will occur in the meantime.

In practise, this is an over-simplification.

If I think back to myself 10 years ago, I can remember (or work out) what was occurring in my life in broad strokes; simply by working out my age, I know that I was in university. Mid-April is getting close to exam season, so there’s a good chance I was either revising or procrastinating by hanging out with housemates/friends. But more specifically than that, who knows?

And that’s just what I was doing. What would a young, early-20s Dr FIRE have been thinking? What were my hopes, worries, dreams, fears?

Unsurprisingly, I have a much easier time remembering / piecing together what I was doing and thinking last week!

So, it seems that a letter to my future self should contain information or thoughts that I judge to be important now, but that might change or be forgotten in the ensuing time.

I would simply write a list.

A list things I want to do now but “don’t have the time.”

A list of things I want to achieve in the next, say, ten years.

A list of plans, thoughts about what I want out of the future, directions in life that I am thinking of taking and the thought processes behind them.

On giving this letter to my future self, I’d leave with the following questions:

After all that time has passed, how many of those things have you achieved?

How many have languished, or even been forgotten?

Of those that remain unfinished, why? Have priorities changed, replaced by some new future development?

Or are they still very much on the to-do list? If so, is it time to stop dawdling and just get it done? Or is it a sign that the objective was never meant to be, and so you should discard it and find a new goal?


Captain’s log

This whole exercise makes me think that maybe I should start journaling…

A record of my thoughts and how they evolve and change over time sounds like it could be useful. I’ve had a few different things on my mind for the last year. It would be helpful to have the option to see my exact thoughts on the topic last year, and compare it to my thoughts today.

Whilst this blog does act as a journal of sorts, it is intentionally kept focused on money, work, philosophy, and similar topics.

Certain parts of my life are kept vague, due to the public nature of this blog. Even though I’m mostly anonymous, there are still plenty of things I deem unsuitable to put on here! So a private journal would truly let me write with no worries or limitations about other topics outside the scope of this blog.

Just, don’t tell Ms FIRE. She’s been suggesting that I start journaling for at least six months… I can just picture the “I told you so” look on her face once she reads this post!


Interesting links that caught my eye this week:

  • Accidental Fire Fit But Not Healthy, Wealthy But Not Rich

    “Being wealthy and being rich in life have to be balanced as well.  The myopic and singular pursuit of money can lead to tremendous wealth, but probably not a rich life.  Finding the sweet spot is hard, and I’m constantly tuning things myself to keep accumulating wealth while leading the richest life possible.”





  • The 7 CirclesGood Robot? US Robo-Advisors
    Mike has an indepth look at robo-advisors and whether they offer anything different to a typical passive index fund.



  • Quietly SavingSeven-Year Itch
    Happy Blogiversary to Weenie! Seven years of consistent blogging is a fantastic achievement. Here’s to many more!


  • Mortgage Advisor on FIREPart 75
    David laments the slow demise of John Lewis and similar department stores, and shares his suggestions to help turn them around and distinguish themselves from Amazon.


  • The IT InvestorThe 28 Investment Trust ISA Millionaires
    A comprehensive look at investment trusts that could have turned you into an ISA millionaire. The IT Investor always goes in to great detail, so well worth a read if you’re interested in the topic.



  • Banker on FIREWhen Everything Goes Wrong
    A great post on the subject of risk:

    ““What if I lose my money?”
    “This sounds like a lottery!”
    or simply:
    “That’s pretty risky, isn’t it?”
    When you hear statements like these, you know that people don’t understand what the word “risk” actually means.


  • Incognito Money ScribeThe Best Finance Books Might Be Fiction
    Too often I see people in this community (mostly on twitter, to be fair) talking about the latest finance book or business biography. Of course, there’s nothing wrong with non-fiction. But I think you’re missing out on a wealth of experience if you never make time to read fiction.

    “Will reading The Remains of the Day by Nobel laureate Kazuo Ishiguro help you pick the right investments, or pay down debt, or set up sustainable retirement account withdrawals? Of course not. What it can do, however, is help you think deeply on the shortness of life and how you may feel in old age, which then inspires you to waste less money on the things that don’t matter while staying patient and committed to building a life where you no longer have to serve your precious, finite time to someone else. It is an indelible sense empathy for your current and future life.”


  • Sign up to Trading212 via this link and we both receive a free share.



Thanks for reading. Hope you’re all having a great week!

2 replies on “Wednesday Reads: Letter to your future self”

Well done Dr FIRE, this made me smile.

“Of those that remain unfinished, why? Have priorities changed, replaced by some new future development?

Or are they still very much on the to-do list? If so, is it time to stop dawdling and just get it done?”

Stakeholder management writ large, only with a much younger and very insistent boss. Reminds me of when my kids were toddlers, wanting something right this minute, and refusing to be fobbed off or accept any excuses from the grown ups!

Thanks Indeedably.

This younger and very insistent boss has a vested interest in the outcome, and demands results! Haha. Great challenge, looking forward to what you come up with next month!

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