Wednesday Reads

Wednesday Reads: Happy New Year!

A round up of interesting or cool stuff I’ve read.

Image by nck_gsl from Pixabay


Happy New Year


Lockdown 3.0.

Not exactly the most auspicious start to 2021!

We’ve been dealing with Covid in the UK for nine months. Although I’m feeling the onset of Covid-fatigue, I like to think we’re at the halfway point of this pandemic. I’m hopeful that most of the country will be vaccinated by the end of summer 2021. Whilst it’s been a long slog, I think the end is in sight.

Of course, I don’t expect life to return to pre-pandemic normal on the 1st of October. But I think (hope?) that national lockdowns will no longer be necessary, people will be able to mix in reasonably-sized groups once again, and businesses can start planning for an uptick in demand.

This year may already feels like more of the same, so this is a reminder to take it easy. By all means, set ambitious goals (be it financial independence, daily exercise, reading more, etc) and strive to progress towards them. But don’t feel like you have to spend every spare minute hustling. There’s nothing wrong with spending a few hours playing a videogame or zoning out in front on Netflix.

Happy new year to everyone. Even though 2021 is off to a slow start, I hope it ultimately turns out to be better than 2020 for all.


Interesting links that caught my eye this week:


  • Sovereign Quest – A new personal finance curation site launched by Indeedably. It’s already off to a great start. Definitely worth checking out.


The next few bloggers on this list went with a new year’s theme:


  • Banker on FIREThe Beauty (And Danger) Of Compounding.

    “Sixty or so days from today, most folks will have binned their aspirations – only to repeat the process again in a year. The problem here isn’t a lack of dedication or imagination. The real culprit is the belief that in order to achieve extraordinary results, you’ve got to put in extraordinary efforts.”



  • Cash for KatDon’t Wait for Opportunity, Create It.

    “Tomorrow is never guaranteed and as you get older you tend to add on responsibilities. There is no better time than today to create the life that you want to live.”



And then a few other miscellaneous topics:

  • Jason Butler, via the Evidence Based Investor – Don’t leave a financial mess. A helpful guide to making sure your finances are in order for your loved ones, in case the worst happens.



  • A Wealth of Common SenseInflation Truthers.
    I’ve occasionally seen articles and books (for example, How to Own the World) claim that governments under report inflation. Instead of 1-2% per year, apparently it is up to 10% per year! With that in mind, it’s interesting to read Ben Carlson’s takedown of this statement.







  • Sign up to Trading212 via this link and we both receive a free share.



Thanks for reading. Hope you all have a great start to 2021!

5 replies on “Wednesday Reads: Happy New Year!”

Cheers for the shout out Dr Fire, impeccable taste per usual in your reading 😉

And don’t worry – I did more than my fair share of Netflix & Playstation over Christmas whilst going after my goals…

Happy New Year Doc!

In 2020 I thought that spending time on Netflix was a total waste of time. Now that I am more stressed at my job, Netflix plays an important role on my being able to forget about work, disconnect, relax and move towards the next day refreshed.

So, as you say, there’s definitely nothing wrong with it as long as we don’t abuse, obviously.

Happy new year Tony! Definitely agree. As with most things, everything in moderation. Definitely don’t go spending all your time watching Netflix, etc, but it’s important to allow yourself some time to relax and refresh yourself.

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